Auto Insurance

Auto insurance, is a type of insurance policy designed to financially protect drivers against potential losses resulting from accidents, theft, or other incidents involving their vehicles. It provides coverage for damages to the insured vehicle as well as liability coverage for bodily injury or property damage caused to others in an accident where the insured driver is at fault.
car insurance near sulphur springs

Types of Auto Insurance Coverage

Liability Coverage
Liability coverage is mandatory in most places and covers the costs associated with bodily injury and property damage that the insured driver causes to others in the event of a car accident.
Collision Coverage
Collision coverage covers the cost of repairing or replacing the insured vehicle if it is damaged in a collision with another vehicle or object, regardless of who is at fault.
Comprehensive Coverage
Comprehensive coverage covers damage to the insured vehicle caused by events other than collisions, such as theft, vandalism, fire, or natural disasters.
Medical Payments Coverage or Personal Injury Protection (PIP)
When a car accident occurs, regardless of who is at fault, PIP covers medical expenses for the insured driver and passengers injured.
Uninsured / Underinsured Motorist Coverage:
Uninsured or Underinsured motorist coverage provides protection if the insured driver is involved in a car accident with a driver who doesn't have insurance or whose insurance coverage is insufficient to cover the damages.

Ready to get started?

Get your free quote today!