Business Auto Insurance

Commercial auto insurance is a type of insurance policy designed specifically for vehicles used for business purposes. It provides coverage for vehicles that are owned, leased, or operated by a business entity or used for business-related activities such as delivery trucks. Commercial auto insurance offers similar coverage to personal auto insurance but with additional protections tailored to the unique risks associated with business vehicle use.
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Why Commercial Auto Insurance is IMportant

Commercial Liability Coverage
Just like with personal auto insurance, commercial auto insurance includes liability coverage, which covers bodily injury and property damage liability for accidents where the insured driver is at fault. However, the coverage limits for commercial vehicles are typically higher to account for the potentially higher costs associated with business-related accidents.
Commercial Collision Coverage
This covers the cost of repairing or replacing the insured vehicle if it is damaged in an accident with another vehicle or object, regardless of who is at fault.
Commercial Comprehensive Coverage
Similar to personal auto insurance, comprehensive coverage in commercial auto insurance protects against damage to the insured vehicle from events such as theft, vandalism, fire, or even natural disasters in some cases!
Additional Liability Insurance Coverage
Some businesses may require higher liability limits than what personal auto insurance offers, especially if they transport passengers or hazardous materials. It's best to always have an agent help you find the coverage that is best for you and your business.

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Implementation
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Support
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Prices

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